Split the payments, zero interest.

When you use Clearpay, you’ll pay in 4 interest-free instalments over 6 weeks, and there are no late fees when you pay on time.

 

• How does CLear pay work?

When you use CLear pay, you pay for your items in 4 equal instalments over 6 weeks, without incurring any interest.

Clearpay will pay us (Playinc) in full and upfront on your behalf.

You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.

 

• How do I set up an Clearpay account?

Setting up an Clearpay account is simple, and anyone over 18 can do it. At checkout just click on the Clearpay checkout button, you'll need to provide some personal information and link a debit or credit card.

To make it quick and easy for you, Clearpay verify your identity electronically (rather than you having to do time-consuming paperwork).

It’s important to know that Clearpay apply an approval process for individual purchases. Their approval process takes a number of factors into account, including whether there are sufficient funds in your account (particularly for new customers), and how much you will have to repay on the purchase.

Clearpay carry out this process on every order you make with Clearpay, not just the first one.

 

• Are there any fees for using Clearpay?

There are no late fees if you pay on time. However, if you miss a payment Clearpay do charge late fees. These fees never exceed 25% of the purchase price or £68; whichever is less.

Clearpay do everything they can for you to avoid late fees, including sending reminders leading up to the payment due date and an alert after a payment has failed.

 

• Is using Clearpay bad for my credit score?

Clearpay does not affect your credit score or credit rating.
Your credit score can be impacted when somebody does a credit check on you or if you are reported as paying debts late; at Clearpay, we never do credit checks or report late payments.

Clearpay don’t believe that missing a payment with Clearpay should result in a bad credit history. Clearpay's main aim is always to help you spend responsibly, and they take a number of steps to help ensure this, including pausing your account when you miss a payment.

 

• Is Clearpay secure and safe to use?

Your security is our priority. Clearpay has been built with a range of security features and services to help keep your accounts secure, including fraud protection, multi-factor authentication, and encryption to protect your information. They also protect their network of customers and merchants with a thorough screening process before they gain access to Clearpay services. You can find out more on their safety and security page.